Our Individual Personal Accident Insurance is designed to provide individuals and/or sole traders with peace of mind if injured or sick within the boundaries of the scope of cover.
Our cover provides weekly income replacement when temporarily unable to work or a lump sum benefit when permanently totally disabled or due to accidental death.
Our cover can be tailored to meet the individuals and/or sole trader's specific needs, including the ability to choose the benefits and sums insured, over 25 additional benefits and a range scopes of cover - 24/7, Working Hours Only and Outside Working Hours Only.
Our cover includes a standard list of benefits and can be further tailored by selecting from the list of optional benefits to meet the business/ employees/members specific needs.
Agreed Value Weekly Benefit – up to 100% of Earnings
Indemnity Sum Insured – up to $3,500 per week
Capital Benefits up to $350,000 – referral thereafter
Flexible Waiting Periods – 7, 14, 21, 28, 45, 60 Days
Increased Benefit Periods – 52, 104 and 156 Weeks
Over 65’s cover – tailored cover up to Age 80
Business Expenses option
Amateur sports covered
Off-road Motorcycling covered
NO COVID-19 restrictions
If you have an existing set of terms you would like our Underwriters to match, you can upload your slip and attachments below.
Start a quote in eBind now using AFA’s quote and bind tool, eBind. One of our Underwriters will send you terms right away.
If you have any questions or need advice our Underwriters are ready to help you.
The relationship we have with AFA is not just a business relationship it’s a personal relationship. You know who they are and when they say they will do something, they do it.
For P&A insurance, AFA is my ‘go to’. They have lots of expertise in this area. They are faster to get a quote, their quote is better and their service is very good. Smooth and hassle-free!
AFA continually come up in the market when compared to others. And we know they provide good service, are easy to use, so they tick many of the boxes.
Their online system – ebind is incredible. I can do a quote with a client over the phone as opposed to sending off a quote slip to the insurer. I find that super helpful.